Many people refuse to buy travel insurance, which averages just 5.5% of the total cost of a trip. Instead, they prefer to take the risk, assuming they’ll be fine. However, there are some good reasons to consider adding this small extra cost to your next vacation. Here are just three reasons why purchasing travel insurance is a good idea.
The Travel World is in a Period of Uncertainty
In 2021, thousands of flights were canceled every day because of COVID-19. This is why we must stop the spread of the pandemic. Even if it wasn’t, who knows when the next one might come along? We sadly live in an age of travel uncertainty. Travel disruption is becoming more common.
While this might cause you some worry, there’s a way to deal with it: buy insurance. Most insurance policies will cover the cost of a canceled flight and hotel stay. It’s a tiny investment for the thousands of dollars it could potentially save you. Many airlines don’t want to offer flexible fares so use insurance to protect yourself during uncertain times.
Bags Often Go Missing
This might surprise you, but more than 20 million pieces of luggage go missing each year. Around the world, airline staff members make mistakes. The more you travel, the more likely it will become that you’ll end up with a missing suitcase. This can ruin your trip, with you having to shell out for a whole new set of clothes and accessories.
Many airlines refuse to take responsibility for misplaced luggage. As a result, travel insurance is the best way to go. You’ll be reimbursed for any lost items and can replace everything for free. In the same way that 20% of flights don’t arrive on time, it’s simply a numbers game. The more you travel, the more likely something will go wrong. With insurance, you’ll be okay if and when that happens.
Travel Without Fear
Travel anxiety is very real. A quarter of the 40 million Americans currently living with an anxiety disorder state that they have a particular fear of travel. Even many long-term travelers have travel anxiety. They just allow the Wanderlust to get them through difficult moments. One way experienced travelers can overcome this fear is by purchasing insurance.
What is it about travel that you fear? Is it a canceled flight, theft, or injuring yourself? Travel insurance covers all of this, giving you peace of mind. It’s especially important to consider your health needs when choosing a policy, which is why many travelers search for “pre existing conditions travel insurance“. Ensuring your policy covers your specific medical situation can provide significant reassurance. This allows you to enjoy your trip without the constant paranoia and underlying anxiety of something going wrong. To find the right policy for you, have a peek at the Insurance Hero website.
Once you’ve paid for the insurance, you can rest easy. Hopefully, everything will be fine, and you’ll have a fun, relaxing vacation. However, if a flight is canceled, a suitcase is lost, or a phone is stolen, your insurance will step in to help. So live without travel anxiety in 2022 by covering yourself with the right insurance policy.
