Whether it’s a business trip to Chicago or a long-awaited vacation to the tropics, travel insurance is something you need to consider.
Many travelers make the mistake of assuming that travel insurance is just for expensive trips overseas. However, it’s beneficial even if you aren’t going that far away from home.
You never know what might go wrong – but travel insurance can help you stay protected. Here’s what you need to know!
5 Reasons Why Travel Insurance is a Must
Still on the fence about whether you need travel insurance for your trip? At the very least, having travel insurance can dramatically reduce the anxiety you have about your upcoming trip.
Here are some other compelling reasons to consider purchasing a policy for your next trip.
1. Helps You Avoid Losing Your Money if You Have to Cancel
You never know what might force you to cancel a trip. Whether it’s an adverse weather event, a travel ban, or even a family emergency, there are all sorts of reasons why you might need to cancel. Many travel providers offer minimal (or zero) refunds for last-minute cancellations.
Can you afford to lose all the money you’ve already spent on your trip? Chances are, this isn’t a loss you want to suffer. Buy travel insurance so you have the protection of trip cancellation benefits if needed.
2. Protects Against Accidents While Traveling
Again, the world is an unpredictable place.
You never know when an accident might happen. Whether you’re involved in a motor vehicle accident, a crime, or some other unforeseen event while you’re away, it’s smart to stay protected with a travel insurance policy.
3. Covers You When Your Health Insurance Doesn’t
You might be the wealthiest person in the world, but like we said, accidents do happen. What will you do if you break a bone, have a heart attack, or suffer from some other sort of medical emergency while you’re traveling?
Consider travel insurance, which can cover you if your health insurance doesn’t. It can also be used to cover a medical evacuation if you need to be taken by helicopter to the nearest hospital. It’s not something that anyone wants to think about, but it’s important that you do.
4. Gives You Insurance If Your Flight is Delayed
Did you know that about 20% of domestic flights arrive on time? Many are delayed, while even more are canceled. Travel insurance with travel delay benefits can reimburse you for additional meals, hotel stays, and other expenses while you’re stuck due to a departure delay or flight cancellation.
5. Covers You if Your Baggage is Lost, Stolen, or Delayed
Last but not least, travel insurance can help cover you if your bag is lost, stolen, or delayed.
Baggage delay benefits will reimburse you for the additional purchase of essential items during your trip (like clothes) if your bags are delayed. It can also give you coverage if you have any lost or damaged items when your bag is finally returned to you.
Even Expert Travelers Need Some Help
You might scoff at the idea of getting travel insurance, especially if you’re a seasoned traveler who has jet-setted all around the world.
However, travel insurance is a smart buy for just about anyone, especially in today’s unpredictable and sometimes tumultuous climate.
You never know whether a natural disaster, medical emergency, or hey – a global pandemic! – might impact your trip. Stay protected by purchasing travel insurance for every trip.